Our trusted brokers are qualified to give credit advice and take the time to understand, analyse and assess your financing needs and then tailor a solution directly for you. We are not affiliated with solely any one lender, and with a Panel of over 40 Lenders, and the technology from our award-winning aggregator MoneyQuest, we are sure to find the right solution that suits your needs. This is how we build relationships with our valued customers.
SERVICES
Financial Solutions that suit your needs
ANALYSIS
SOLUTIONS
RELATIONSHIPS
FIRST HOME LOAN
We understand how daunting it may seem when purchasing your first home. We believe however that this milestone event should be celebrated.
From the initial consultation, we listen to your unique circumstances and shortlist the features and products that are important to you. We use our expertise, analysis of your individual circumstances, and knowledge of the market to filter the ‘key criteria’ to source the lender’s whose policy is best suited to your proposal. We also use our advanced technology backed by our award-winning aggregator MoneyQuest to source the most competitive rates, and find multiple Lending Options so that you are making an informed decision every time. We are with you at every step of the way on this amazing journey to get your loan approved and settled.
REFINANCE (HOME LOAN)
Feel like you’ve been left behind with regards to rates?
Think that your loan isn’t quite suiting your needs anymore?
When refinancing your Home Loan, it’s a great way to get everything right. Whether it’s a Sharper Rate you are looking for, ‘Cash Out’ for your next purchase, or simply more features such as a Redraw Facility or Offset Account, we will employ strategies to ascertain your current needs and objectives, in order to source the most suitable Loan for you at the most Competitive rate from our panel of Lenders.
INVESTMENT HOME LOAN
Found the right property to invest in?
Now it’s time to find the right loan to support it.
Whether you are using equity in your first home to help make that next purchase, or simply extending your portfolio, Property Investment is an extremely popular asset class chosen by many for its Capital Gains and/or Rental Income Stream, and it’s important to ensure that the loan product chosen meets the demands of your asset.
While you make the investment, we invest the time in understanding your situation to help structure the mortgage solution you require, and then search the market to find the right product at the most competitive rate.
Got a question on any of the below? Speak to us today.
• Pre-Approval
• Full Approval and Settlement
• Limited savings (LMI)- Lenders Mortgage Insurance
• Casual and PT Employment
• FT Employment
• Overtime, Allowances, Commissions, Bonus
• Self Employed
• PAYG
• Re-draw and Offset
• LVR
• Interest Rates and Fees
• Fixed v Variable
• Debt to Income Ratio
• Capacity To Service
• Monthly Living Expenses
COMMERCIAL LOAN
Is Commercial Property the Asset Sector you desire? We have over 15 years of expertise in this field and have assisted many applicants in the past to create wealth with the right Commercial Loan.
With so many complexities to consider, such as leases, structure, LVR’s and repayment types, we are sure to simplify the process, through our authentic interview process, so that we are able to source the best loan for your goals. We regularly scan the ‘rate market’ for updates and source the Lender who has the right appetite for your transaction.
PROPERTY DEVELOPMENT FINANCE
Fixed Price Contract or Cost Plus? Hold or Pre-Sales? On-Completion LVR v Total Development Cost Ratio?
Whether it’s a Dual Occupancy, Apartment Complex, or Commercial Warehouses you are engaging in, the technicalities of Property Development Finance can sometimes seem complex. With over 15 years of development finance experience, we pride ourselves on asking the right questions, and understanding your situation to find the right Lender for your project.
SELF-MANAGED SUPER FUND LOANS
Seeking a way to leverage the Savings you have in your Superannuation fund to purchase real assets such as Residential or Commercial Property? A Self Managed Super Fund Loan (SMSF) aka (Limited Recourse Borrowing LRB) may be the answer you are looking for. We have the expertise and the gateway to the Lenders who specialise in SMSF Loans and can help you realise your dream. Speak to us today to help you with your gearing options and provide you with a specialised solution to meet your SMSF goals.
BUSINESS LOAN
Help your business grow or purchase another business with a Business Loan. This is usually a term loan with the ‘purpose’ of business use. Terms can be negotiated, and Loan can have a secured or Unsecured portion to it. We provide a robust analysis, in line with your ultimate goal and search numerous lenders to find a solution that is suitable to you.
BUSINESS OVERDRAFT
Cash Flow strained? Debtor payments delayed and have a large Payroll to action? Great deal on a stock purchase that simply can’t be missed? Or simply preparing for the seasonal trade that is your business?
A Business Overdraft may give your business the boost it needs, to enable your trading to run smoothly. Characterised by a pre-determined limit whereby you only pay interest on the drawn amount, an Overdraft can really assist in managing your weekly cash flow.
Our partnership with a range of lenders who specialize in Business Overdrafts will simplify the process and help you find the best loan suitable for your business.
ASSET FINANCE
With access to multiple finance providers, we offer you quick turnaround on a range of finance options for your:
• Vehicle
• Boat
• Office equipment
• Fit-out
• Commercial equipment
• Machinery
We partner with experienced finance specialists for both consumer and business who are committed to providing you expert financial solutions. Whether its for Business or Personal Leisure, let us provide you with options that may help manage your cash flow and allow you to make that acquisition you are seeking.